Fix and Flip Loans

A Fix and Flip loan, sometimes called a hard money or bridge loan, is a type of loan that's secured by the value of a property. 

These loans are different from traditional ones because they are designed for properties that may need repairs or aren’t ready for standard financing. They’re often used by real estate investors who buy, fix up, and then sell homes quickly. Because the loan is backed by the property’s value, credit scores usually aren’t a big factor in getting approved.

Fix and Flip loans tend to have higher interest rates than traditional loans, but they’re a great option when you need to finance a property that banks might not approve. The loan-to-value (LTV) ratio is typically around 65-70%, which helps protect the lender in case things don’t go as planned.

If you're thinking about a fix and flip project, reach out to CJF Capital today to get quotes from our trusted lenders!

At CJF Capital, we connect you with reliable lenders who specialize in these kinds of loans and offer competitive rates.